Free Credit Score Quiz

How old are you?

The reason we are asking is because knowing your age can help us provide you with advice that is relevant to your financial situation.

I’m in my 20s I’m in my 30s I’m in my 40s I’m in my 50s I’m in my 60s

Are you a male or female?

The reason we are asking is because this information helps us provide information and resources that are relevant to your financial needs and goals

I'm a Male female logo

I'm a Female

Do you agree to use this System Responsibly?

The reason we are asking is because as your credit score rises, you may receive offers for low-interest loans, credit cards etc; and may see your current credit lines dramatically increase. Please do not accept offers of money you can't pay back.

Yes

Do you agree to pay it forwared

After you’ve taken this quiz to improve your credit, we ask that you pass it along to someone you know who would benefit from it - A friend, family member, or anyone else it can help, like it helped you.

Yes, I agree to “Pay It Forward bill logo

No, I don’t agree to “Pay It Forward

When was the last time you checked your credit score?

The reason we are asking is because knowing your recent credit activity can help us provide more accurate guidance and recommendations to improve your financial situation.

I checked it recently to keep tabs on it I typically check it every 3 months to monitor changes It's been 6 months or more; I should check it soon I can't remember the last time I checked it

Are you currently employed?

The reason we are asking is because your employment status can have a significant impact on your financial situation and creditworthiness.

Yes, I'm employed full-time Yes, I'm employed part-time Yes, I'm self-employed No, I'm currently unemployed

If you could only pick one, which of the following BEST describes you?

The reason we are asking is because understanding your primary financial challenge can help us provide targeted advice and solutions to improve your credit situation.

I tend to have high credit card balances I tend to NOT pay my bills on time My house has gone into a foreclosure My car has gotten repossessed I have filed for bankruptcy

Roughly how much debt do you carry?

The reason we’re asking is because this will help us provide you with more personalized advice and solutions to help you improve your financial well-being.

Less than $1,000 $1,000 to $4,999 $5,000 to $9,999 $10,000 to $24,999 More than $25,000

What is ONE financial goal you most want to accomplish right now?

The reason we are asking is because understanding your primary financial goal allows us to tailor our advice and recommendations to help you achieve it.

I want to buy a new home

I want to buy a new car

I want to get approved for higher credit lines

I want to start or grow my own business

I want to pay off my debt (includes student loans, credit card debt, etc)

If things stay the same as they are now, the #1 thing I am afraid of is:

The reason we are asking is because we need to know to best help you overcome that

Check all that apply:

Falling further into debt and financial hardship, which could affect my ability to support my family and maintain our quality of life
My credit score continuing to decline, making it even harder to secure loans or find financial stability and opportunities
Straining or losing my relationships due to financial stress
Not being able to provide for my family's needs, which is a source of constant worry and responsibility
Living with financial anxiety and stress, which can affect my mental health and overall happiness
Feeling trapped and unable to break free from the cycle of financial challenges, making me feel hopeless and frustrated about the future
Others

Next Question

Lastly, do you know what happens when you don’t fix your credit score

The reason we are asking is because understanding the potential consequences helps us provide targeted guidance and support to improve your credit situation.

Check All that apply

Yes, I am aware. I'll always be left behind financially and miss out on important life opportunities, like not being able to secure loans or go on long-awaited family vacations
Yes, I am aware. Not fixing my credit means I’ll end up paying more over time in interest and fees, draining my financial resources
Yes, I am aware. A low credit score will limit my ability to get approved for new credit cards or higher credit limits, limiting my financial flexibility
Yes, I am aware. Without improving my credit, obtaining business credit to start the new business I’ve always wanted will remain out of reach for me
No, I am not aware of the consequences of not fixing my credit

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